Debts and loans

if you have ever built a website you know that

Tue, 07 Feb 2012 01:44:00 +0000

if you have ever built a website you know that there are two components you need in order to have your website "live" on the Internet. 1. Domain Name 2. Hosting THERE is two ways to build your site and: THE First ONE: If you search the Internet for "Free Hosting" will find website that offer 100% free website hosting. The question is how can they afford to offer free hosting or better yet why would someone offer free hosting? Because it is extremely profitable! When you create a free hosting website you are doing it with the intentions of making money from your service. This is where becoming an affiliate of a hosting company is going to create you a nice steady income stream. You offer a free hosting service and you have hundreds of new users per day coming to your website to user your service but it's free. You will make money by up selling a paid hosting service through your affiliate link. This all may seem over whelming right now but this is actually a very simple system to set up. Remember this is just an overview of the system and detailed instructions are to follow. CHAPTER 1: SERVER In this chapter you will learn the necessary steps to take to get your server up and running. A server is what stores a websites information and transfers it to the Internet to be viewed. Without servers there would not be any websites on the Internet. 1. You will need what is called a Dedicated Server. A dedicated server means that only your website or the websites you allow to be on the server will be hosted there. It allows you to have a massive amount of space which enables you to offer free website hosting. Below I listed the dedicated server details from the company I use. They are extremely reliable, reputable and I have never had any problems with them. Company: www.softlayer.com Softlayer offers high end high quality servers and the price is 159.00 U.S dollars per month. The capability of this server will allow you to run your free hosting company without worry. You can have approximately 16,000 free websites hosted on this server before it reaches full capacity. The odds are you will never have that many websites hosted on your server at one time. The most I have ever had was about 12,000 and I had tons of space le The default specs just as they are in that URL will work for what you need. Make sure you do not check "Control Panel" when you are ordering because you will be using an different control panel. { Make sure you select the option to have the company set up the dedicated server for you unless you are familiar with doing this. } This is an image of what you should see when you are ordering your server. You also have the option of using a lower end server that will allow you to host about 5000 websites maximum. I don't recommended you use the server I am going to mention because it can be a pain to upgrade to a new server as your free hosting company grows. But if you are on a budget the server below is an option for you. Company: www.hivelocity.net A lower end dedicated server from Hivelocity will cost you about 80.00 U.S dollars per month plus a one time 99.00 U.S dollar set up fee. When I say lower end I don't mean that this is a garbage cheap server. It just means that it is not capable of handling as many websites and the time it takes a website to load may be slower. You may see several packages ranging from 65.00 U.S dollars to 79.00 U.S dollars. Any of these packages will work just make sure you add more memory to the package. (again no this is not an affiliate link but I wish it were) The screen shot below is what your dedicated server setup should look like. This was the 65.00 U.S dollar package with upgraded memory. You can use a dedicated server from any company you would like but make sure to do a thorough background check on the company before making your decision. There is nothing worse than offering a free hosting service to thousands of customers and your server crashes. Also make sure if you choose a different server that it is running the CentOS operating system. CHAPTER TWO: DOMAIN NAME The next decision you will need to make will be to choose a domain name. A domain name is what you type in your Internet address bar to get to a particular website. For Instance www.gurucreation.com is the domain name of this website. I recommended you choose a domain name that is easy to remember and one that relates to the niche of your website. In this case your website is going to be a free hosting website. So any domain with the words host in it should work well. I purchase all of my domain names through www.godaddy.com and you can often find discount coupons if you search Google for "Godaddy Coupons". If you have never purchased a domain name before the process is very simple. Simply visit Godaddy and on the home page you will see a search box labeled "Domain Name Search" just like the image below. All you have to do is input your desired domain name and if it is available you will be able to purchase it. If the domain name is not available Godaddy will tell you so and give you several other choices that are similar. You can choose one of those or enter a totally new domain and see if that one is available. CHAPTER 3: FREE HOSTING SCRIPT By this point you have your sever and domain name are ready to get the script that is going to power your free hosting website. You will be using a script by Layered Panel which is going to make managing your free hosting website much easier. Layered Panel will actually install the script for you so you don't have to do anything to get your hosting website up and running. The price for the Layered Panel script is 260.00 U.S dollars and that is a one time fee which includes the en tire set up of your website. This fee also includes 6 months of management of your server and even includes a website design. Make sure you tell the customer service at Layered Panel that you want them to design a website template for you. Below are the links to the features that come with the script, a demo of the script and the order page. - Features of Layerd Panel free hosting script. - Demo of Layered Panel free hosting script. - Order Layered Panel free hosting script. Below is an image of what you should choose when you click on the order page. You will see several options and you should choose the first one or which ever most closely resembles the image below. Websites are often updated so the order page could change from the time of "printing" this eBook. Once you have clicked on the link for the package above you will be take to an actual order form. On this order form the only option you will need to change is the very first one labeled "Select Package". You will choose the the package that offers Owned License + Setup + Support + Upgrades. Your order form should look similar to the one below. Essentially what you have just done is hired Layered Panel to set up and manage your entire free hosting website for six months. All you have to do is answer emails from customers that use your free hosting website and pay the monthly hosting fees. If you would like to continue to have Layered Panel manage your website after the six month term you can re-hire them to do so. The down side to a free hosting service is the amount of spam and illegal material that could potentially be uploaded to your server. Layered Panel does a great job and blocking this type of content but there is one extra step you can take. Send Layered Panel an email after you purchase their package and ask them to block the following countries that are listed below. You want to block these countries from using your free hosting service because they are know for harboring illegal Internet activity. Not everyone from these countries is involved illegal activity online but block them as a safety precaution. 1) China 2) Japan 3) Iran 4) Iraq 5) Hong Kong 6) Brazil 7) Nigeria Indonesia Last tell Layerd Panel that you would like any extensions that can harm your server to be blocked. The admin at Layerd Panel will know what you mean when you tell them this. THE SECOND ONE (The best one) now if you read the first way you'll descover that building a website will cost you much money and much Time, but if you follow the steps below you'll build your own internet business for only 5 $ per month and i will teach you how can you transfer this 5$ per month to 5000$ per month; okey now if you ready to become one of the internet webmasters go Here and sing in http://secure.hostgator.com/~affiliat/cgi-bin/affiliates/clickthru.cgi?id=tchock why exactlly HERE?? => because is the best internet hosting program and he give you 10 great adventage UNLIMITED Disk Space UNLIMITED Bandwidth FREE SiteBuilder EASY Control Panel 1-CLICK Script Installs 4,500 Free Website Templates 99.9% Uptime Guarantee 45 Day Money Back Guarantee 24/7/365 Technical Support $100 Google AdWords Credit CHPTER 4 make money from my website??!! There is many ways to make money from your website: 1- first way is the google adsense => what is it: google adsense it's a google service was availabe only in US and now it's availabe for the worldwide; when you sing in at the google adsense this last give you some ads and you put them into your site and when some visitor click on it you gain some money (you gain from 0.5 to 500$) for each click =>how to sing in: is very simple go to google/adsense.com and sing ing with corect informations then whait for a day or two to accepting your submission and you are done! 2-second way is to become an affiliate you can become an affiliate at amazon.com or ebay.com or clickbank and when you do they will give productions to put into your siteweb and when some visitor bougth a production by your site you'll gaine about 10% of that product 3-Sell your own productions you can olso sell your own productions (if you have them) ......I hope this article help you out if you have any questions contact me at http://becometall.blogspot.com if you have ever built a website you know that there are two components you need in order to have your website "live" on the Internet. 1. Domain Name 2. Hosting THERE is two ways to build your site and: THE First ONE: If you search the Internet for "Free Hosting" will find website that offer 100% free website hosting. The question is how can they afford to offer free hosting or better yet why would someone offer free hosting? Because it is extremely profitable! When you create a free hosting website you are doing it with the intentions of making money from your service. This is where becoming an affiliate of a hosting company is going to create you a nice steady income stream. You offer a free hosting service and you have hundreds of new users per day coming to your website to user your service but it's free. You will make money by up selling a paid hosting service through your affiliate link. This all may seem over whelming right now but this is actually a very simple system to set up. Remember this is just an overview of the system and detailed instructions are to follow. CHAPTER 1: SERVER In this chapter you will learn the necessary steps to take to get your server up and running. A server is what stores a websites information and transfers it to the Internet to be viewed. Without servers there would not be any websites on the Internet. 1. You will need what is called a Dedicated Server. A dedicated server means that only your website or the websites you allow to be on the server will be hosted there. It allows you to have a massive amount of space which enables you to offer free website hosting. Below I listed the dedicated server details from the company I use. They are extremely reliable, reputable and I have never had any problems with them. Company: www.softlayer.com Softlayer offers high end high quality servers and the price is 159.00 U.S dollars per month. The capability of this server will allow you to run your free hosting company without worry. You can have approximately 16,000 free websites hosted on this server before it reaches full capacity. The odds are you will never have that many websites hosted on your server at one time. The most I have ever had was about 12,000 and I had tons of space le The default specs just as they are in that URL will work for what you need. Make sure you do not check "Control Panel" when you are ordering because you will be using an different control panel. { Make sure you select the option to have the company set up the dedicated server for you unless you are familiar with doing this. } This is an image of what you should see when you are ordering your server. You also have the option of using a lower end server that will allow you to host about 5000 websites maximum. I don't recommended you use the server I am going to mention because it can be a pain to upgrade to a new server as your free hosting company grows. But if you are on a budget the server below is an option for you. Company: www.hivelocity.net A lower end dedicated server from Hivelocity will cost you about 80.00 U.S dollars per month plus a one time 99.00 U.S dollar set up fee. When I say lower end I don't mean that this is a garbage cheap server. It just means that it is not capable of handling as many websites and the time it takes a website to load may be slower. You may see several packages ranging from 65.00 U.S dollars to 79.00 U.S dollars. Any of these packages will work just make sure you add more memory to the package. (again no this is not an affiliate link but I wish it were) The screen shot below is what your dedicated server setup should look like. This was the 65.00 U.S dollar package with upgraded memory. You can use a dedicated server from any company you would like but make sure to do a thorough background check on the company before making your decision. There is nothing worse than offering a free hosting service to thousands of customers and your server crashes. Also make sure if you choose a different server that it is running the CentOS operating system. CHAPTER TWO: DOMAIN NAME The next decision you will need to make will be to choose a domain name. A domain name is what you type in your Internet address bar to get to a particular website. For Instance www.gurucreation.com is the domain name of this website. I recommended you choose a domain name that is easy to remember and one that relates to the niche of your website. In this case your website is going to be a free hosting website. So any domain with the words host in it should work well. I purchase all of my domain names through www.godaddy.com and you can often find discount coupons if you search Google for "Godaddy Coupons". If you have never purchased a domain name before the process is very simple. Simply visit Godaddy and on the home page you will see a search box labeled "Domain Name Search" just like the image below. All you have to do is input your desired domain name and if it is available you will be able to purchase it. If the domain name is not available Godaddy will tell you so and give you several other choices that are similar. You can choose one of those or enter a totally new domain and see if that one is available. CHAPTER 3: FREE HOSTING SCRIPT By this point you have your sever and domain name are ready to get the script that is going to power your free hosting website. You will be using a script by Layered Panel which is going to make managing your free hosting website much easier. Layered Panel will actually install the script for you so you don't have to do anything to get your hosting website up and running. The price for the Layered Panel script is 260.00 U.S dollars and that is a one time fee which includes the en tire set up of your website. This fee also includes 6 months of management of your server and even includes a website design. Make sure you tell the customer service at Layered Panel that you want them to design a website template for you. Below are the links to the features that come with the script, a demo of the script and the order page. - Features of Layerd Panel free hosting script. - Demo of Layered Panel free hosting script. - Order Layered Panel free hosting script. Below is an image of what you should choose when you click on the order page. You will see several options and you should choose the first one or which ever most closely resembles the image below. Websites are often updated so the order page could change from the time of "printing" this eBook. Once you have clicked on the link for the package above you will be take to an actual order form. On this order form the only option you will need to change is the very first one labeled "Select Package". You will choose the the package that offers Owned License + Setup + Support + Upgrades. Your order form should look similar to the one below. Essentially what you have just done is hired Layered Panel to set up and manage your entire free hosting website for six months. All you have to do is answer emails from customers that use your free hosting website and pay the monthly hosting fees. If you would like to continue to have Layered Panel manage your website after the six month term you can re-hire them to do so. The down side to a free hosting service is the amount of spam and illegal material that could potentially be uploaded to your server. Layered Panel does a great job and blocking this type of content but there is one extra step you can take. Send Layered Panel an email after you purchase their package and ask them to block the following countries that are listed below. You want to block these countries from using your free hosting service because they are know for harboring illegal Internet activity. Not everyone from these countries is involved illegal activity online but block them as a safety precaution. 1) China 2) Japan 3) Iran 4) Iraq 5) Hong Kong 6) Brazil 7) Nigeria Indonesia Last tell Layerd Panel that you would like any extensions that can harm your server to be blocked. The admin at Layerd Panel will know what you mean when you tell them this. THE SECOND ONE (The best one) now if you read the first way you'll descover that building a website will cost you much money and much Time, but if you follow the steps below you'll build your own internet business for only 5 $ per month and i will teach you how can you transfer this 5$ per month to 5000$ per month; okey now if you ready to become one of the internet webmasters go Here and sing in http://secure.hostgator.com/~affiliat/cgi-bin/affiliates/clickthru.cgi?id=tchock why exactlly HERE?? => because is the best internet hosting program and he give you 10 great adventage UNLIMITED Disk Space UNLIMITED Bandwidth FREE SiteBuilder EASY Control Panel 1-CLICK Script Installs 4,500 Free Website Templates 99.9% Uptime Guarantee 45 Day Money Back Guarantee 24/7/365 Technical Support $100 Google AdWords Credit CHPTER 4 make money from my website??!! There is many ways to make money from your website: 1- first way is the google adsense => what is it: google adsense it's a google service was availabe only in US and now it's availabe for the worldwide; when you sing in at the google adsense this last give you some ads and you put them into your site and when some visitor click on it you gain some money (you gain from 0.5 to 500$) for each click =>how to sing in: is very simple go to google/adsense.com and sing ing with corect informations then whait for a day or two to accepting your submission and you are done! 2-second way is to become an affiliate you can become an affiliate at amazon.com or ebay.com or clickbank and when you do they will give productions to put into your siteweb and when some visitor bougth a production by your site you'll gaine about 10% of that product 3-Sell your own productions you can olso sell your own productions (if you have them) ......I hope this article help you out if you have any questions contact me at http://becometall.blogspot.com

If you want to build a greenhouse, you should be

Mon, 06 Feb 2012 15:25:00 +0000

If you want to build a greenhouse, you should be careful planning, the final choice of the greenhouse will depend on the growing space desired, Home architecture, available sites, and costs. Backyards, rooftops, crop production fields, from the Arctic Circle to the equator

Out Of Your Mind(set) With Worry? Take Back Control In

Mon, 06 Feb 2012 07:30:00 +0000

Out Of Your Mind(set) With Worry? Take Back Control In A Minute By Ewen Chia Worry can really mess with things-most particularly our minds. I don't know about you, but I need my marketing mind set for success (not worry)-every single day. If I get caught up in one of those awful worry cycles, it's a little bit like a hamster wheel. It keeps me busy (to exhaustion!), but it doesn't get me anywhere. Worse, it squanders precious time, energy, focus, and productivity; it steals the best part of my days and even my sleep at night.Can you relate? One of the best ways I have found for breaking out of the worry cycle-or better yet, never letting it take hold-is this: Whenever I feel it threatening to overwhelm me, I remind myself that worry is really a fear of giving up control of the known, to the unknown. Nobody likes the unknown. The good news is that every unknown can be turned into a known. Once we know what we are dealing with, we can put an action plan in place to handle it. Here's what I mean: When I was a young mom I worried each time I put my child on the school bus, because I was giving up my control over his environment and care (known) to others (unknown). I was letting him out of my control and that was hard-until I realized what I was doing and came to understand it in the way I just described. Then I felt a little foolish;I hadn't really thought of myself as having a lot of "control issues." Oops. Self-knowledge is a humbling thing. And totally necessary for growth. I found that by pinpointing my worry around the particular "known control" I was giving up, I could see new options for relieving the fear of the unknown. For instance, in the school bus scenario, I made a point of getting to know the school bus driver by reaching out to him with a friendly greeting and short exchange each morning. Amazingly, after just a couple of days, my fears gave way to trust. I was pretty sure that little Mac was in good hands and that I could let go of the worry. The lesson here? That there is something over which we always maintain complete control-our own thoughts, fears, and behaviors. By getting clear about what we fear-and the particular unknowns involved, we can take back control (in a good way) and relieve worry. So here is an action formula to follow when worry threatens to mess with your marketing mindset: Step one: identify the unknown that scares you; Step two: make a short list of things you can do to change the unknown into a known; Step three: Start doing them. As a bonus for yourself, once you start turning worry into confidence, try this little exercise: Recall another time in your life that you got through a situation that had caused you a lot of worry. Tell yourself a good (true) story about how things finally worked out. Make yourself the hero or heroine of the story-because you are! Now go out-boldly-and be amazed and amazing today! Thia Ewen Chia owns a successful online business that he runs from the comfort of her own home. Teaching others--from all kinds of backgrounds--to find online success online success too, is what he is all about. Like this article? Please go to And be sure to sign up to get Your Complete Super Mind Power System! Your Complete Super Mind Power System! http://bit.ly/atR267

Trust is the most essential ingredient of all really great

Mon, 06 Feb 2012 02:04:00 +0000

Trust is the most essential ingredient of all really great relationships, both personal and professional. According to Jerry R. Wilson, author of 151 Quick Ideas to Get New Customers, trust must be earned over time by consistent performance. Consider this. Retailing giant Sam Walton recognized the value of trust as he built the Wal-Mart Empire. He said,

Accounting plays a major role in any business venture, small

Sun, 05 Feb 2012 21:18:00 +0000

Accounting plays a major role in any business venture, small medium or large. Any form of business establishments that requires providing compensation to its workers will definitely have a need for accounting processes, and many of these processes are done with the use of computers and the Internet in today

The success of any drop shipping business depends on the

Sun, 05 Feb 2012 08:11:00 +0000

The success of any drop shipping business depends on the type of wholesalers and suppliers that the seller knows. Finding manufacturers who drop ship is a difficult process. Once you have found the right manufacturers, you may find negotiations a challenging course of action. Start negotiations with as many suppliers as possible. Very few suppliers offer products on the seller

On a hot, sunny afternoon in southern California, 20 middle

Sat, 04 Feb 2012 22:15:00 +0000

On a hot, sunny afternoon in southern California, 20 middle school English-language learners (ELLs) were moving through a timed gallery walk with student-designed pictures posted on the walls of a classroom. The students were taking part in an after-school program called Language Workshop, and the gallery pictures illustrated words like process, function, consistent, and benefit. Students had created the pictures for these words in teams. The teams then made their way around the room, trying to guess which words other teams had illustrated, and they could only spend two minutes at each picture. For those familiar with speed dating, we called this "speed gallery walking," and, despite the gorgeous weather and the voluntary nature of this after-school program, students were engaged in learning academic vocabulary words. The goal of the Language Workshop program was to improve ELLs' academic vocabulary as one way of increasing their access to textbooks and Vibram Five Fingers other instructional materials. Language Workshop achieved this goal, and my purpose in this article is to share the engaging games and activities that contributed to the program's success, as well as the theoretical and empirical rationale behind them. Language Workshop was the intervention at the center of a study designed to determine if vocabulary instruction strategies shown to be effective with elementary students learning general vocabulary words would also be effective in a new context. Specifically, the context for this study involved (a) general academic vocabulary words, which are used across content areas, have abstract definitions, and are challenging to master, and (b) middle school English-language learners. To design a successful intervention, we (the author and teaching assistants) had to answer three questions from the existing literature: (1) what is academic vocabulary, and why is it important? (2) What instructional strategies for vocabulary are supported by empirical research? How can we engage adolescent ELLs in learning academic vocabulary words? Because of the difficulty experienced by ELLs in attaining academic English proficiency, Hakuta, Butler, and Witt (2000) recommended extra instructional time in after-school and other settings to accelerate academic English development. Thus, the three design questions were all considered in the context of a voluntary after-school program. The literature on academic English in the K

In this day and age brand or branding is a

Sat, 04 Feb 2012 21:59:00 +0000

In this day and age brand or branding is a word that is common place but to businesses their brand is one of their most important assets and one which takes a strategic mindset to achieve. But, what is a brand? Academically speaking De Chernatony et al., (1998) describe a brand as being:

Since its major collapse the American financial system has been

Sat, 04 Feb 2012 11:26:00 +0000

Since its major collapse the American financial system has been weak with only a few signs of improvement. Finding new work after being laid off has been extremely difficult and for some people impossible to this point. Even recent graduates with plenty of education and ambition have found it difficult to get hired. It's regrettable that many analysts think these employment trends will continue. On the bright side, new economic ideas are a positive result of such tough times. Consumer protection is a key area where the President and legislators felt it necessary to act. The President and Congress have also focused on education. There has been serious action taken to ensure that college loans aren't detrimental to students and to provide more scholarship opportunity. President Obama's Scholarships for Moms program is as straightforward as it sounds and hopefully as effective. Building for the future begins with educating moms. If you're a mother, the grant would come from the government's Pell Grant system. Under the new system moms can get as much as $5,000 for their education. Low income students, particularly working and stay-at-home mothers can use this money to pay for any of their education needs. Education and school-related expenses vary, but most are acceptable ways to spend the grant money. It's also important to note that school options are not very limited. Two- and 4-year colleges and universities are acceptable. There are even some online study options. To begin the process of applying for aid it's important to fill out the FAFSA, the Free Application for Federal Student Aid. This online application is necessary to be awarded any federal grants. On the internet you

Nowaday business can not do without the Internet but online

Sat, 04 Feb 2012 02:11:00 +0000

Nowaday business can not do without the Internet but online business support (from our opinion) is quite chaotic and ineffective in a global context in the meantime. Existing projects most often focus on narrow sets of goods and services, specific regional markets, have limited opportunities and awkward interfaces. The Project http://Bufinder.com aims at meeting the needs of two key groups of consumers:- ordinary people engaged in a search of businesses, products, services, etc.;- businesses whose purpose is a promotion of their products and services and a search of investments, tenders, business partnerships, etc. Existing projects for the first group of users most often focus on narrow sets of goods and services, specific regional markets, have limited opportunities and awkward interfaces. Existing projects for the second group of users have the same shortcomings that are even stronger. Thus, satisfaction of needs of these both groups of users until now is organized chaotically and has a great number of limitations. And so our Project is aimed to solve these pressing issues. The Project http://Bufinder.com is the global business search, promotion and linking tool, developed with the purpose to realize an idea of providing any business with the maximal internet-oriented support on management and advancement in any geographical scales. The unique feature of the Project is the given possibility for his participants to form not only actually the global database of businesses with their goods, investments, tenders and the aggregate of other parameters but also all concomitant reference business information which constitutes descriptions of one or another business that promotes flexibility and scaleableness of the Project. The Project http://Bufinder.com is also directed for help in establishment and maintenance of partner relations between businesses and organization of business networks. In short it can give You such possibilities: search of businesses, goods, services, investments, tenders, business partnerships, business promotion, business statistics, market analysis, ratings and reviews We will be happy to develop the Project and to discuss with You vital problems of Internet use for businesses. Nowaday business can not do without the Internet but online business support (from our opinion) is quite chaotic and ineffective in a global context in the meantime. Existing projects most often focus on narrow sets of goods and services, specific regional markets, have limited opportunities and awkward interfaces. The Project http://Bufinder.com aims at meeting the needs of two key groups of consumers:- ordinary people engaged in a search of businesses, products, services, etc.;- businesses whose purpose is a promotion of their products and services and a search of investments, tenders, business partnerships, etc. Existing projects for the first group of users most often focus on narrow sets of goods and services, specific regional markets, have limited opportunities and awkward interfaces. Existing projects for the second group of users have the same shortcomings that are even stronger. Thus, satisfaction of needs of these both groups of users until now is organized chaotically and has a great number of limitations. And so our Project is aimed to solve these pressing issues. The Project http://Bufinder.com is the global business search, promotion and linking tool, developed with the purpose to realize an idea of providing any business with the maximal internet-oriented support on management and advancement in any geographical scales. The unique feature of the Project is the given possibility for his participants to form not only actually the global database of businesses with their goods, investments, tenders and the aggregate of other parameters but also all concomitant reference business information which constitutes descriptions of one or another business that promotes flexibility and scaleableness of the Project. The Project http://Bufinder.com is also directed for help in establishment and maintenance of partner relations between businesses and organization of business networks. In short it can give You such possibilities: search of businesses, goods, services, investments, tenders, business partnerships, business promotion, business statistics, market analysis, ratings and reviews We will be happy to develop the Project and to discuss with You vital problems of Internet use for businesses.